Every other second is not predictable and so in motors and vehicles, where nothing as expected occurs. One of the solutions is to take policy covers where the loss is compensated and you’re assured of the same. If you have a modern car on which you can rely upon, a policy cover is not a need of the hour.
However, if your car is age old and has had a history of breakdowns then insurance is a must and how much repairing work to be done. Further is a lowdown on all you need to know about Breakdown Insurance. Its covers are of three types as mentioned below.
First being ‘basic cover only’, in which your car will be fixed if it breaks down roadside or it will be moved to a local garage, however, it does not cover your car when it breaks down near your house. An addition to basic cover is ‘home start’, which simply states that they will get your car fixed, if it does not start at home. Lastly there is ‘onward travel’, under which you are provided with a rented car if your car is in garage for repairs for more than three days or so.
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The two types of breakdown cover available are automatic service and pay and claim. The initial one applies when your car faces breakdown and you simply call cover providers. The latter one is not that popular with public, but is the same as the name suggests, where you pay for repairs and then need to show the receipts to policy providers for reimbursements.
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